The Paper III of the Insurance Intermediaries Qualifying Examination (IIQE) is a gateway many candidates have to clear. This guide walks you through the exam format, pass mark, syllabus and the chapters that carry the most questions — then shows you how to practise it daily, build a streak and lock it in.
Optional paper for advising on long term (life) insurance — whole life, term, endowment, critical illness and health products.
How to practise IIQE Paper III
The easiest way is to start on FastPass (快格迅): everyone gets a free daily practice set of exam-style questions that tell you instantly whether you got each one right or wrong — and the explanations are free too, fully bilingual. Show up daily, watch your streak grow, and revision quietly becomes a habit. 🔥
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Who needs this paper?
Anyone seeking to become a licensed individual insurance agent, technical representative (agent) or technical representative (broker). The combination depends on your business line — general, long term, or investment-linked.
Format & pass mark
100% multiple-choice, bilingual, every question compulsory. Paper I and Paper V run 2 hours (75 and 80 questions); Papers II and III run 1h15m (50 questions each). Results are PASS/FAIL only.
- Questions: 50 MC
- Duration: 75 min
- Pass mark: 70% per paper
- Language: Bilingual
- Our bank: 2,007+ up-to-date mock questions
Syllabus — what to study
The exam mainly covers the following areas:
Killer chapters: where questions cluster
Our bank for this paper holds 2,007 questions. These chapters carry the largest share — hit them first if your time is tight:
A suggested 3-week practice plan
- Week 1 — Off the blocks
Read the official syllabus and the core concepts of each area for understanding, not rote memory. Run a daily practice set in Practice mode, read every explanation, and start your streak on day one.
- Week 2 — Hunt your weak spots
Focus your fire on the killer chapters above, then use Drill mode to re-do only the questions you got wrong — the fastest way to plug gaps. Don't break the streak!
- Week 3 — Race the real thing
Run full timed papers in Mock-exam mode to get used to the 75 min pace and pressure. Aim to score comfortably above the pass mark before you book — then close it out, first try.
Start practising IIQE Paper III today
The full bank is live — bilingual, with instant explanations on every question. Free to start, streak begins today. 🏃
Insider tips
Start with Paper I — it is compulsory for every line and its principles underpin all the other papers.
Only register for the papers you actually need: general agents take I + II, long term agents take I + III, ILAS sellers add V.
Download the free official study notes and syllabus, and work through past-style MCQs to build speed.
Aim comfortably above 70% — every question is compulsory and there is no negative marking, so never leave a blank.
If you choose computer mode, try the official online demo first so the on-screen format doesn’t slow you down.
Not affiliated with the SFC, HKSI or any regulator. All questions are for study purposes only.